Understanding Super Visa Insurance Requirements: What You Need to Know

If you’re planning to bring your parents or grandparents to Canada under the super visa program, one of the most important requirements you must meet is super visa insurance. This emergency medical insurance is mandatory to protect your loved ones in case of emergency medical care needs while in Canada.

What is Super Visa Insurance?

Super visa insurance is private medical insurance purchased from a Canadian insurance provider. It covers healthcare, hospitalization, and repatriation during your parent or grandparent’s stay in Canada.

Key Requirements of Super Visa Insurance

Minimum Coverage Amount – The policy must provide a minimum coverage of $100,000 CAD.

Validity Period – The insurance must be valid for at least one year from the date of entry into Canada.

Canadian Provider – It must be purchased from a Canadian insurance company, approved by IRCC (Immigration, Refugees and Citizenship Canada).

Proof of Purchase – A copy of an active policy must be submitted with the application or available for review upon each entry into Canada.

Coverage for Entry – The insurance must be valid on the date the person enters Canada, even if their stay is shorter than a year.

Why Is Super Visa Insurance Important?

Medical services in Canada can be expensive for visitors without insurance. Super visa insurance offers financial protection for medical emergencies and demonstrates to immigration authorities that they won’t be a burden on the Canadian health system.

Here are some tips for you:

• Compare emergency medical insurance plans carefully

• Look for comprehensive coverage that includes pre-existing conditions if needed

• Check refund policies in case of visa denial

Super visa insurance isn’t just a requirement. It is necessary to safeguard your family’s health and peace of mind. So, contact an insurance broker for honest guidance.